Van and car insurance for builders

A builder drives a van. As it happens sometimes, builders have a tendency to drive vans.It is because the builders have to transport building materials, something they can not do in an electric, ecological car.

However, the insurance companies are putting their prices so high, that it is becoming extremely expensive to insure a van. Together with the prohibition of older vans from London, many builders feel cornered and forced by a legislation that works against them.

Lorries, buses, coaches & heavy specialist vehicles
Larger vans, minibuses & specialist diesel vehicles
Check if your vehicle is affected
Exemptions and discounts

Larger vans, minibuses & specialist diesel vehicles

Larger vans, minibuses and other specialist diesel vehicles are affected by the Low Emission Zone (LEZ). If you own this type of vehicle, it must meet certain emissions standards to be driven within the LEZ without paying a daily charge.

It doesn’t matter whether your vehicle is used for commercial or private purposes – it will still need to meet the standards.
Vehicles affected

The age and weight of a vehicle indicate the level of emissions it produces.

The table below shows those vehicle types that won’t meet the LEZ emissions standards from 3 January 2012. If you own any of the vehicles listed, you will need to take action before driving within the LEZ, or pay a daily charge.

Vehicle types that don’t meet the LEZ emissions standards
Vehicle Type Weight Does not meet the current standards (Euro 3 for PM)
– Larger vans
– Motorised horseboxes
– 4×4 light utility vehicles
– Pick-ups
– Other specialist vehicles Between 1.205 tonnes unladen and 3.5 tonnes Gross Vehicle Weight Vehicles registered as new before 1 January 2002
– Motor caravans
– Ambulances 2.5 – 3.5 tonnes Gross Vehicle Weight
– Minibuses (with more than 8 passenger seats) 5 tonnes or less Gross Vehicle Weight

The van mirror from one of our vans was damaged by a run away driver. We rather payed our self for the damage than talk to the insurance company.